🔒 Private alpha — invite only

Know exactly where your money goes

Upload a bank statement from any EU bank and see your spending categorised, your subscriptions detected, and cheaper alternatives suggested. No bank connection. No credentials. Ever.

Already invited? Log in

Free during alpha · no credit card · EU-hosted

Three steps to clarity

Import any EU bank statement

CSV, Excel, PDF or MT940 — from N26, Trade Republic, Revolut, Sparkasse, DKB and 25+ more banks. Drop the file and you're done. Your bank login is never asked for.

See where it all goes

Every transaction automatically categorised, with clear charts of your monthly spending. Correct anything with one tap — the app learns from you.

Find money you're leaving on the table

Recurring costs like insurance, mobile plans and energy are spotted automatically — with cheaper alternatives and realistic yearly savings next to them.

How access works

Join the waitlist

Leave your email — no commitment, no credit card. That's the whole application.

Receive your personal invitation

The alpha opens in small groups. When it's your turn, an invitation email lands in your inbox — that's what unlocks sign-in.

Log in and import your first statement

Upload a bank statement and see where your money goes — within minutes, no bank connection needed.

Pocket Money Advisor is in private alpha: some edges are still rough, and that's the point — early users directly shape what gets built next.

Your data stays yours

GDPR compliant
Hosted 100% in the EU — Frankfurt, Germany
No bank credentials, ever — file upload only
Your financial data never leaves our server

Curious what your money is really doing?