Upload a bank statement from any EU bank and see your spending categorised, your subscriptions detected, and cheaper alternatives suggested. No bank connection. No credentials. Ever.
Free during alpha · no credit card · EU-hosted
CSV, Excel, PDF or MT940 — from N26, Trade Republic, Revolut, Sparkasse, DKB and 25+ more banks. Drop the file and you're done. Your bank login is never asked for.
Every transaction automatically categorised, with clear charts of your monthly spending. Correct anything with one tap — the app learns from you.
Recurring costs like insurance, mobile plans and energy are spotted automatically — with cheaper alternatives and realistic yearly savings next to them.
Leave your email — no commitment, no credit card. That's the whole application.
The alpha opens in small groups. When it's your turn, an invitation email lands in your inbox — that's what unlocks sign-in.
Upload a bank statement and see where your money goes — within minutes, no bank connection needed.
Pocket Money Advisor is in private alpha: some edges are still rough, and that's the point — early users directly shape what gets built next.